Comparison

Mantle vs Trust & Will: Which Is Better for Your Living Trust?

Both Mantle and Trust & Will help you create a living trust online. But they take different approaches. Here's an honest look at how they compare — and which might be right for you.

The Quick Comparison

MantleTrust & Will
Price (Trust)$995$499 individual / $599 couples
Asset transfer helpStep-by-step guidance includedNot included — you're on your own
NotarizationIncluded (remote)Not included — DIY
ExperienceSimple, guided flowMore complex questionnaire
Digital vaultIncluded — store and shareIncluded
Wishes & directivesBuilt-inLimited
Ongoing updates$99/yrFree with membership
AvailabilityCalifornia & Texas (more coming)All 50 states

What Mantle Does Better

1We help you actually fund your trust

Here's the thing most people don't realize: creating a trust is the easy part. The hard part is transferring your assets into it — your house, bank accounts, investments. Without this step, your trust is just paper. Trust & Will gives you documents and waves goodbye. Mantle provides step-by-step guidance to actually move your assets into your trust, so it works when your family needs it.

2Notarization included — you're actually done

Trust & Will gives you documents, but you're on your own to get them notarized. Mantle includes remote online notarization — you sign with a live notary over video, from your couch. When you finish with Mantle, your trust is signed, notarized, and legally complete.

3Radically simpler experience

Trust & Will's questionnaire can feel like a legal exam. Mantle was designed to feel effortless — clear questions, smart defaults, no jargon. Most people finish in 30 minutes without once feeling lost.

4Record your wishes

Beyond legal documents, Mantle lets you capture personal wishes — funeral preferences, messages to loved ones, important details your family will need. It's estate planning that goes beyond the paperwork.

What Trust & Will Does Better

1Available everywhere

Trust & Will works in all 50 states. Mantle is currently available in California and Texas, with more states coming soon.

2Lower upfront cost

At $499-599 for a trust, Trust & Will has a lower price point than Mantle's $995. However, you'll need to handle notarization separately, which adds time and potentially cost.

3Attorney support option

Trust & Will offers access to attorneys for $299 if you want professional guidance. Mantle doesn't currently offer this.

Choose Mantle if you...

  • Live in California or Texas
  • Want notarization included — no extra steps
  • Want to record wishes alongside legal documents
  • Value being completely done in one session

Choose Trust & Will if you...

  • Live outside California or Texas
  • Want a lower upfront cost
  • Don't mind handling notarization yourself
  • Want optional attorney support

The Bottom Line

Trust & Will is a solid choice with broad availability and lower upfront pricing. But if you're in California or Texas and want estate planning that's truly complete — documents created, notarized, and stored — Mantle gets you there in one session.

Create Your Trust →

Frequently Asked Questions

Is Mantle as legally valid as Trust & Will?

Yes. Both create state-specific documents that are legally valid. Mantle documents are designed by estate planning attorneys and include notarization, which is required to make your trust fully effective.

Why is Mantle more expensive?

Trust & Will gives you documents. Mantle gives you a funded trust. The price difference covers: remote notarization (typically $50-150 separately), step-by-step asset transfer guidance (the part most people get stuck on), and an experience designed to actually get you to the finish line. A trust that sits unfunded doesn't protect your family — Mantle makes sure yours actually works.

Does Mantle work in my state?

Mantle is currently available in California and Texas. We're expanding to more states soon — join our waitlist if you're elsewhere.

Can I switch from Trust & Will to Mantle?

Yes. If you started with Trust & Will but want to complete your estate plan with Mantle, you can create new documents with us. Your Mantle trust will supersede any previous version.

Last updated: May 2026